5 steps to create wealth

Let’s list some steps which are always useful in our journey to create wealth and become rich. 1. Earn well and to the maximum of your current earning potential. This time will not come again so always work on increasing your income. Only YOU can make sure that YOU are paid and getting the best. […]

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Buying Gold

We (Indians) love Gold. Every household has it, it is given in dowry and the females and now males love to wear and flaunt it. It is considered as a safe asset and the middle class family keeps on adding to this each year. I don’t like buying gold even though the women in my […]

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Savings and Investment in simple terms

Savings, Investments and Retirement sound very complicated and high end financial stuff for which you need consultants. Let’s simplify them for the majority of us – normal people. 1. Save minimum 20-30 % of your earnings atleast and try to increase the savings component each year. 2. Build an emergency liquid fund which should be […]

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Buying a Car

Car was considering a luxury by the previous generation and it was normally bought when you reached a senior position and were about 45 plus in age. Nowadays , car is considered as a necessity and people buy it when they are in their first or second job in their 20’s. So what are the […]

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True Life Stories – cont.

Have been out of action for a few days as had been travelling over the weekend. So, we read about the three couples and their income and spending habits. All the couples have more or less the same incomes, but a difference in spending habits and EMI’s takes a huge toll on the first and […]

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